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Many members who are looking for new homes or new vehicles choose to get pre-approved for their loans.

While not a requirement, a pre-approval can give you great bargaining power. It shows the seller that you are serious about your purchase and that you are financially strong enough to honor your contract.

It only takes a few minutes to get pre-approved. For mortgage pre-approvals, contact Cindy Lentz at Henrico FCU at 804-266-0290 (toll free 888-HFCU-ASK) or lentzc@henricofcu.org

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This credit union is federally insured by the National Credit Union Administration.